Good deals are built on quality conversations.
We talk, we listen and we really get to know what makes your clients business unique, so that we can create solutions that work for them. Once a deal has been established, the conversations continue. Your clients can expect outstanding personal service throughout the lifetime of their loan and beyond. To get an idea of how we could help your clients, take a look at some of the deals we’ve shaped through our broker partners, and given the green light to.
We helped a customer with funding to acquire a shared purchase of three residential mobile home parks, one of which required significant works to expand the sale of new homes in the parks.
Loan Type: Residential Investment
Loan amount: £9.75m
Loan term: 5-year commitment, 12 months interest only, amortisation over 24 years
LTV: 50% MV
An experienced BTL investor required funding to purchase nine residential properties from their local authority who insisted on having overage clauses put in place. The investor had approached standard lenders but was continuously told that the transaction was legally too complicated, but we were happy to help secure funding for our investor.
Loan Type: Residential Investment
Loan amount: £755k
Loan term: 30 years
LTV: 68% MV
An experienced investor wanted to purchase a new holiday-let property by refinancing two existing unencumbered residential investment properties.
Loan Type: Residential Investment
Loan amount: £500k
Loan term: 30 years
LTV: 65% MV
A complex made up of multiple different units was refinanced with help from the Bank. The space included a leisure site where an existing tenant wanted to secure their units, as well as a restaurant and bar which included owner occupier residents and other commercial investment properties.
Loan type: Commercial Investment
Loan amount: £1.14m
Loan term: 15 years
LTV: 60% MV / 70% VP
A private school approached us via their broker to release equity in their property to help their business plans. They wanted to restructure and reposition their business but due to previous losses, their longstanding Bank were not interested in supporting their growth plans.
Loan type: Commercial Investment
Loan amount: £400k
Loan term: 5-year commitment, amortisation over 15 years
LTV: 16% LTV
A customer wanted to combine two individual SIPPs when it came to them purchasing a commercial warehouse that they later wanted to use for investment purposes.
Loan type: Commercial Investment
Loan amount: £150k
Loan term: 20 years
LTV: 55% MV
A customer required funding for the purchase of a mixed-use property to use as the trading hub of their business. The property comprised of a flat above which was let to a long term tenant and we were happy to help support our customer.
Loan type: Commercial Investment
Loan amount: £217k
Loan term: 25 years
LTV: 60% VP
We helped support our existing customers business plans by refinancing an existing facility on a mixed-use property.
Loan type: Commercial Investment
Loan amount: £215k
Loan term: 25 years
LTV: 65% MV
Following a refusal from their existing lender, we helped our customer refinance and release equity from their owner occupied recycling site, to allow them to restructure their overall borrowings.
Loan type: Commercial Investment
Loan amount: £3.95m
Loan term: 20 years
LTV: 55% VP
A customer wanted to refinance their existing holiday-let property which proved difficult for other lenders in the market. The car park was on a flying freehold, and we were able to review the deal individually to create a funding solution that worked for our customer who was very happy with the outcome.
Loan type: Holiday-lets
Loan amount: £340k
Loan term: 30 years
LTV: 60% MV
An existing customer returned to the Bank to arrange funding for the purchase of a second holiday-let property following the success of their first. The property comprised of two separate flats, both of which were used for short term holiday rentals.
Loan type: Holiday-lets
Loan amount: £175k
Loan term: 30 years
LTV: 70% MV
What our brokers are saying
“...We presented a challenging deal to the Bank who understood every aspect of the clients requirements and came up with some fantastic terms in this difficult current environment. We found the whole team to be superb at handling every aspect of the deal and made it easy for both the client and for us with their excellent communication. Perhaps the best bit was how Paul and his whole team understood the need to complete the deal as efficiently as possible. A first rate result, would highly recommend Paul and his team.”
Mark Hartery,
The Bespoke Banking Consultancy
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Let’s talk
Interested in learning how we can help your customers?
Get in touch with our dedicated regional team using the details below:
Paul Howard, Regional Director:
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