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Purchasing a commercial property that will be the trading hub of a business is a great way to invest in property and business at the same time. It can be a valuable asset as well as the key to supporting business growth. Our finance offers a simple solution, designed to meet the differing requirements of individual businesses.

Key features

standalone transactions

Standalone transaction, no need to move the trading current account

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Businesses with only 12 months trading considered

opco propco

Opco and propco structures are acceptable

equity release

Equity release for purchase and refinance

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Interest-only options available

No valuation fee

No valuation fee payable until loan is approved

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Lending available in England, Scotland & Wales

Lending criteria

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Up to 70% LTV of vacant possession value

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Minimum loan £250k

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Terms from 12 months to 25 years

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Corporate borrowers must be registered in the UK or Crown dependencies

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All borrowers must have been trading for a minimum of 12 months

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Up to £15m borrowings per customer with no restriction on property numbers

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Personal guarantees requested from business owners/directors but are not always mandatory

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For borrowing in personal name(s), individual must be a UK resident

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

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Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

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